Many married couples rely on both of their monthly incomes such as social security, but when one spouse passes away, the surviving spouse will receive less monthly income. Some people buy two traditional life insurance policies to help offset this loss of income. However, a traditional lump sum benefit solution can be expensive.
Survivor Income Protector can be a more affordable alternative to help in the transition period of having less income!
Survivor Income Protector, offered by Americo Financial Life and Annuity Insurance Company, is a whole life insurance product with a Joint Life Rider designed to provide a benefit paid in monthly income payments to the surviving insured.
This benefit can help offset the loss of income when a spouse passes away.
Want to know how much it might cost to cover the loss of income for your family? Simply fill out the information below and I’ll get a quote together for you ASAP!
Americo Financial Life and Annuity Insurance Company is authorized to conduct business in the District of Columbia and all states except NY.
Survivor Income Protector (Policy Series 305) and Joint Monthly Life Insurance Payment Rider (Rider Series 2189/2189(36)) are underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Some products and benefits may not be available in all states. Some riders are optional and available for an additional cost. Certain restrictions and variations apply. Consult policy and riders for all limitations and exclusions. For exact terms and conditions, please refer to the contract.
The company reserves the right to contest coverage for up to two years due to any misrepresentations in the application. If the insured, sane or insane, dies by suicide while the contract is in force and within two years (one year in Colorado, Missouri, and North Dakota) after the issue date, the proceeds payable will be limited to the sum of premiums paid, less any indebtedness. See Missouri contract for special provisions regarding suicide.
Neither Americo Financial Life and Annuity Insurance Company nor any agent representing Americo Financial Life and Annuity Insurance Company is authorized to give legal or tax advice. Please consult a qualified professional regarding the information and concepts contained in this material.
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