Americans love to travel. According to the most recent information from Statista, approximately 31.82 million U.S. citizens traveled overseas in 2016. If you love to travel, consider purchasing a good travel insurance policy before you leave. And plan ahead! Why? Here are a few things that can go wrong:
Bad weather and other travel-related delays: Weather delays can mean delays in obtaining much-needed medication. Travel with enough prescription medicines to cover unexpected delays.
Trip cancellation: Some travel policies cover trip cancellation. It happens. Be ready.
Lost or stolen baggage: Some policies cover these problems. But not all do. Check with your travel insurance agent to find a policy that does.
Unexpected injuries: Part of the fun of a vacation is exploring. But exploring jungles (or even city centers) carries risks of injury or illnesses. Travel insurance provides peace of mind. If something does go wrong, you have access to local physicians and hospitals. If you do need treatment abroad, travel insurance can help you find the right physician and defray the cost of medical treatment.
Illnesses: Illnesses can occur on cruise ships or just about anywhere abroad. Repatriation – returning you home for medical treatment – is always costly. Medical insurance policies that provide repatriation for you, or – in the worst case scenario – your remains, are a necessity these days.
Travel policies differ greatly. Picking the wrong one and/or choosing the lowest-priced policy can cost you. Your travel insurance agent can advise you on the coverages you’ll need, and also tell you which may duplicate coverage found in your homeowner’s policy.