There are so many advantages to working at home that its distractions are worth conquering. A few techniques consistently applied will increase your productivity.
Have a purpose: Any job is made easier by an overriding sense of purpose. Visualize the successful completion of a task to blind yourself to tempting distractions. Create a vivid mental movie of the big moment when the job is done.
Follow an agenda: Place outstanding tasks in a priority sequence. Remember that urgent things are not always the most important. Follow the agenda as closely as possible, but stay flexible.
Box your time: Time-boxing is a useful technique popularized by software developers. Break long tasks into segments. Thirty-minute stretches work well. Rather than going at each separate job until it’s completed, revolve through the various activities in half-hour boxes.
Prepare the tools: Before beginning a task, gather everything you’ll need. This saves jumping up and down for things that aren’t at hand when required.
Take meaningful breaks: When you take a break, get away from the work entirely for at least ten minutes.
Drink water: Have a bottle of water handy at your desk, and sip continually. Good hydration has a powerful effect on focus and speed of work.
Are you considering renting out your home, guest room, or basement? Peer-to-peer home rentals and services such as Airbnb have grown in popularity. Discovering the income potential in these opportunities may entice you to hand over your keys.
While this may be a good option for you, it’s important to first consider the insurance implications involved. Do you have the right coverage for peer-to-peer rentals? If a renter starts a fire in the home, will you be covered? Always consult with your insurance provider before pursuing any rental arrangements.
If you will be renting all or part of your property on a regular basis, your homeowner’s policy is likely insufficient. You may need business coverage, such as a hotel or bed-and-breakfast policy. Month-to-month home-sharing liability policies may also be available that suit your circumstances. On the other hand, if the rental situation is a one-time occurrence, you might be covered by your current homeowner’s policy, or you might be required to add an endorsement.
Either way, notify your carrier about your intent to determine whether your current coverage is appropriate. Your agent can help you make any changes needed to ensure you and your property are fully protected.
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