Smart Money Strategies
(c) Jennifer Lang Financial Services, LLC.
Smart Money Strategies
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Consumers spend billions of dollars each year on overpriced and unnecessary auto repairs. To get value for your money, become familiar with your vehicle, develop a good relationship with the garage, and examine the bill carefully.
Know Your Vehicle
The owner’s manual provides a checklist and timetable for regular maintenance, along with much useful data on the vehicle. Study the manual, and have it handy at the garage. A well-informed consumer is a small target for auto-repair scams.
Listen to your car’s performance so that you are alert to problems. Make a note of symptoms, which will be useful to the mechanic diagnosing the problem. Let him determine the cause.
Develop a Good Relationship
Find a repair shop that gets positive reviews from family, friends and colleagues. Take your car in for an oil change. If you’re satisfied with the service and comfortable in the shop, develop an ongoing relationship.
An independent garage may have top-flight mechanics and be as competent as the dealers’ repair shops. For common makes of cars, good choices are plentiful. Ask questions that help you to become familiar with the facility and with your vehicle. Avoid hanging over the mechanic’s shoulder while he works.
Get a Written Estimate
Ask for a written estimate before authorizing work. Check whether parts are from the vehicle’s manufacturer or are after-market parts, which differ in quality among makers and countries of origin. Look up the manufacturer’s suggested retail price. Call other garages, and compare costs for the same work.
$10,000 and Up
*Referring SafeMoney.com Advisor: Jennifer Lang
If I could show you a way to stay in control of your money until you take your last breath, but instead of giving that money to the government, nursing home or hospital, you could keep that
money in the family for generations to come, at the very least wouldn’t you want to know how to do that?
Learn how to protect your money from unnecessary risks.
Retirement Planning Beyond the Accumulation Phase: What You Should Know About Medicare and
Long-Term Care Before You Retire..
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