Smart Money Strategies
(c) Jennifer Lang Financial Services, LLC.
Smart Money Strategies
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When Alice went to Wonderland in the nineteenth century, she carried a notebook. If she took the trip today, she would have a flash drive instead. By plugging the drive, no bigger than her thumb, into any Wonderland computer, Alice could work with her important docs and apps while away from home.
In a flash: Flash drives are tiny pieces of hardware that plug into the USB ports of computers, cameras, and other devices. Flash drives are most frequently used for transporting, sharing and backing up files. Now, a growing variety of portable applications--scaled-down versions of popular programs--are turning USB drives into powerful, portable offices.
Size matters: Flash technology is becoming more robust every day, yet portable devices still have size limits that mean going without Microsoft Office. Fortunately, a good selection of lightweight software meets our on-the-go computing needs while being small and fast-loading.
Software collections, such as PortableApps and winPenPack, commonly include an office suite, a web browser, an email client, an instant messenger, a calendar, a task manager, and an antivirus program.
When you walk into a grocery store, the countless items on the shelves look like food for your family. They are also soldiers in the store’s army of efforts to appropriate your income! Guerrilla shopping will bring you home with both food and money.
The first tactic in guerrilla shopping is to know what things cost. A log book of prices will help you to determine quickly whether the “on sale” product is cheaper. Customers tend to do this in their heads. Ka-ching! go the cash registers.
A shopping list to which you adhere religiously is an amazing money-saving device. Buy only what you need. Grocery shopping while hungry or with children increases the danger of overspending.
Most groceries stores are organized in the same profitable way. Staple items, such as milk and bread, are located far from the door. Lured down dangerous paths between inviting packages, many good shoppers bite the dust.
Products with the biggest markup are placed at eye level. Look up and down to find cheaper, similar items. End-of-aisle displays may offer bargains or may contain items both expensive and unnecessary.
Six packages of 50 grams may cost less than one package of 300 grams. Lately, stores are using customers’ expectations of volume discounts to increase profits. Do rough-and-ready mental arithmetic, or carry a calculator.
$10,000 and Up
*Referring SafeMoney.com Advisor: Jennifer Lang
If I could show you a way to stay in control of your money until you take your last breath, but instead of giving that money to the government, nursing home or hospital, you could keep that
money in the family for generations to come, at the very least wouldn’t you want to know how to do that?
Learn how to protect your money from unnecessary risks.
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